Best Jobs for Retirees
1. Nursing
2. Health Care Technician
3. Health Care Administration (Non-Medical)
4. Teaching Aide
5. Contract & Temporary Professional
6. Merchandise and Grocery Retail
7. Specialty Retail
8. Accounting and Finance – Tax preparation
9. Banking and Lending
10.Driver-Car, Bus, light Truck
11. Customer Service Rep
12. Nonprofit services, Delivery and Administration
13. Insurance and Financial services
14.Home care and personal aide
15. Hospitality and Food Staff services
16. Office clerical and administration
17.Self-employed
18.Franchise Business owner
19.Small Business – employee general duties
20.Federal, State, Municipal government
http://www.forbes.com/
Wednesday, January 16, 2008
Monday, January 14, 2008
Only Two Choices
The Two Choices We Face
Each of us has two distinct choices to make about what we will do with our lives. The first choice we can make is to be less than we have the capacity to be. To earn less. To have less. To read less and think less. To try less and discipline ourselves less. These are the choices that lead to an empty life. These are the choices that, once made, lead to a life of constant apprehension instead of a life of wondrous anticipation.
And the second choice? To do it all! To become all that we can possibly be. To read every book that we possibly can. To earn as much as we possibly can. To give and share as much as we possibly can. To strive and produce and accomplish as much as we possibly can. All of us have the choice.
To do or not to do. To be or not to be. To be all or to be less or to be nothing at all.
Like the tree, it would be a worthy challenge for us all to stretch upward and outward to the full measure of our capabilities. Why not do all that we can, every moment that we can, the best that we can, for as long as we can?
Our ultimate life objective should be to create as much as our talent and ability and desire will permit. To settle for doing less than we could do is to fail in this worthiest of undertakings.
Results are the best measurement of human progress. Not conversation. Not explanation. Not justification. Results! And if our results are less than our potential suggests that they should be, then we must strive to become more today than we were the day before. The greatest rewards are always reserved for those who bring great value to themselves and the world around them as a result of who and what they have become.
To Your Success
Jim Rohn
Each of us has two distinct choices to make about what we will do with our lives. The first choice we can make is to be less than we have the capacity to be. To earn less. To have less. To read less and think less. To try less and discipline ourselves less. These are the choices that lead to an empty life. These are the choices that, once made, lead to a life of constant apprehension instead of a life of wondrous anticipation.
And the second choice? To do it all! To become all that we can possibly be. To read every book that we possibly can. To earn as much as we possibly can. To give and share as much as we possibly can. To strive and produce and accomplish as much as we possibly can. All of us have the choice.
To do or not to do. To be or not to be. To be all or to be less or to be nothing at all.
Like the tree, it would be a worthy challenge for us all to stretch upward and outward to the full measure of our capabilities. Why not do all that we can, every moment that we can, the best that we can, for as long as we can?
Our ultimate life objective should be to create as much as our talent and ability and desire will permit. To settle for doing less than we could do is to fail in this worthiest of undertakings.
Results are the best measurement of human progress. Not conversation. Not explanation. Not justification. Results! And if our results are less than our potential suggests that they should be, then we must strive to become more today than we were the day before. The greatest rewards are always reserved for those who bring great value to themselves and the world around them as a result of who and what they have become.
To Your Success
Jim Rohn
Social Security Benefits in Retirement
Just a few years' more work can have a significant impact on your retirement income. You can continue adding to your 401(k) or other retirement plan, which reduces your current taxes and lets those investments continue to grow. Working longer also means you'll have to rely on your savings for fewer years.
A job can also boost your Social Security benefits. Although you can collect as early as age 62, your Social Security checks will be about 25% smaller -- for the rest of your life -- than if you wait till your normal retirement age. And if you continue to work and collect Social Security before your normal retirement age, you will lose $1 in benefits for every $2 you earn over $13,560 in 2008.
Once you reach your regular retirement age -- which is 65 and 10 months for those born in 1942, who turned 65 in 2007 -- you can collect full Social Security benefits, no matter how much you earn by working. The normal retirement age increases to 66 for those born between 1943 and 1954, and rises gradually to 67 for people born later. www.kiplinger.com
A job can also boost your Social Security benefits. Although you can collect as early as age 62, your Social Security checks will be about 25% smaller -- for the rest of your life -- than if you wait till your normal retirement age. And if you continue to work and collect Social Security before your normal retirement age, you will lose $1 in benefits for every $2 you earn over $13,560 in 2008.
Once you reach your regular retirement age -- which is 65 and 10 months for those born in 1942, who turned 65 in 2007 -- you can collect full Social Security benefits, no matter how much you earn by working. The normal retirement age increases to 66 for those born between 1943 and 1954, and rises gradually to 67 for people born later. www.kiplinger.com
Sunday, January 13, 2008
Can't - Edgar Guest
Can’t
Edgar Guest
Can’t is the worst word that’s written or spoken;
Doing more harm here than slander and lies;
On it is many a strong spirit broken,
And with it many a good purpose dies.
It springs from the lips of the thoughtless each morning
And robs us of courage we need through the day:
It rings in our ears like a timely sent warning
And laughs when we falter and fall by the way.
Can’t is the father of feeble endeavor,
The parent of terror and halfhearted work;
It weakens the efforts of artisans clever,
And makes of the toiler an indolent shirk.
It poisons the soul of the man with a vision,
It stifles in infancy many a plan;
It greets honest toiling with open derision
And mocks at the hopes and the dreams of a man.
Can’t is a word none should speak without blushing;
To utter it should be a symbol of shame;
Ambition and courage it daily is crushing;
It blights a man’s purpose and shortens his aim.
Despise it with all of your hatred of error;
Refuse it the lodgment it seeks in your brain.
Arm against it as a creature of terror,
And all that you dream of you someday shall gain.
Can’t is the word that is a foe to ambition,
An enemy ambushed to shatter your will;
Its prey is forever the man with a mission
And bows but to courage and patience and skill.
Hate it, with hatred that’s deep and undying,
For once it is welcomed ‘twill break any man;
Whatever the goal you are seeking, keep trying
And answer this demon by saying: “I can.”
Edgar Guest
Can’t is the worst word that’s written or spoken;
Doing more harm here than slander and lies;
On it is many a strong spirit broken,
And with it many a good purpose dies.
It springs from the lips of the thoughtless each morning
And robs us of courage we need through the day:
It rings in our ears like a timely sent warning
And laughs when we falter and fall by the way.
Can’t is the father of feeble endeavor,
The parent of terror and halfhearted work;
It weakens the efforts of artisans clever,
And makes of the toiler an indolent shirk.
It poisons the soul of the man with a vision,
It stifles in infancy many a plan;
It greets honest toiling with open derision
And mocks at the hopes and the dreams of a man.
Can’t is a word none should speak without blushing;
To utter it should be a symbol of shame;
Ambition and courage it daily is crushing;
It blights a man’s purpose and shortens his aim.
Despise it with all of your hatred of error;
Refuse it the lodgment it seeks in your brain.
Arm against it as a creature of terror,
And all that you dream of you someday shall gain.
Can’t is the word that is a foe to ambition,
An enemy ambushed to shatter your will;
Its prey is forever the man with a mission
And bows but to courage and patience and skill.
Hate it, with hatred that’s deep and undying,
For once it is welcomed ‘twill break any man;
Whatever the goal you are seeking, keep trying
And answer this demon by saying: “I can.”
Lincoln's Legacy
Abraham Lincoln
"I do not discuss the tariff, I know that if we buy goods made in America we have the goods and we have the money, and if we buy goods not made in America some one else has our money.”
"This love of liberty which God has planted in us constitutes the bulwark of our liberty and independence. It is not our frowning battlements, our bristling seacoasts, our army, and our navy. Our defense is in the spirit which prizes liberty as the heritage of all men, in all lands, everywhere. Destroy this spirit, and we have planted the seeds of despotism at our very doors."
"Good boys who to their books apply,
Will all be great men by and by."
"I accept all I read in the Bible that I can understand, and accept the rest on faith."
"We have forgotten God!"
"Let us have faith that right makes might, and in that faith, let us to the end, do our duty as we understand it."
We have been the recipients of the choicest bounties of heaven. We have been preserved, these many years, in peace and prosperity. We have grown in numbers, wealth, and power as no other nation has ever grown; but we have forgotten God. We have forgotten the gracious hand which preserved us in peace, and multiplied and enriched and strengthened us; and we have vainly imagined, in the deceitfulness of our hearts, that all these blessings were produced by some superior wisdom and virtue of our own. Intoxicated with unbroken success, we have become too self—sufficient to feel the necessity of redeeming and preserving grace, too proud to pray to the God that made us.
"If it ever reaches us, it must spring up among us. It cannot come from abroad. If destruction be our lot, we must ourselves be its author and finisher; as a nation of freemen, we must live through all time or die by suicide."
"Let [the Constitution] be taught in schools, in seminaries, and in colleges, let it be written in primers, in spelling books and in almanacs, let it be preached from the pulpit, proclaimed in legislative halls, and enforced in courts of justice. And, in short, let it become the political religion of the nation."
"Let the people know the truth, and the country is safe."
"Let none falter who thinks he is right, and we will succeed."
"Let us dare to do our duty as we understand it."
"Bad laws, if they exist, should be repealed as soon as possible; still while they continue in force for the sake of example, they should be religiously observed."
"That the Almighty does make use of human agencies and directly intervenes in human affairs is one of the plainest statements in the Bible. I have had so many evidences of his direction, so many instances when I have been controlled by some power other than my own will, that I cannot doubt that this power comes from above. I am satisfied that when the Almighty wants me to do, or not to do, a particular thing, He finds a way of letting me know it."
"My faith is greater than yours. I not only believe that Providence is not unmindful of the struggle in which this nation is engaged, that if we do not do right God will let us go our own way to ruin; and that if we do right He will lead us safely out of this wilderness, crown our arms with victory and restore our dissevered Union, as you have expressed your belief; but I also believe He will compel us to do right in order that He may do these things, not so much because we desire them, as that they accord with His plans in dealing with this nation, in the midst of which He means to establish justice.
"All that I am or hope to be I owe to my angel mother."
A friend was talking with him regarding the condition of the country, and so on, and made the remark, "I hope that the Lord is on our side." "Well," said President Lincoln, "I do not worry about that at all; I know that the Lord is always on the side of right. What worries me most is to know if we are on the Lord's side."
Property is the fruit of labor; property is desirable, it is a positive good in the world; that some should be rich shows that others may become rich and hence is just encouragement to industry and enterprise. Let not him who is houseless pull down the house of another, but let him work diligently and build one for himself, thus by example assuring that his own shall be safe from violence when built."
"Let every American, every lover of liberty, every well-wisher to his posterity, swear by the blood of the revolution never to violate, in the least particular, the laws of the country, and never to tolerate their violation by others. As the patriots of '76 did to the support of the Declaration of Independence, so to the support of the Constitution and laws, let every American pledge his life, his property, and his sacred honor. Let every man remember that to violate the laws is to trample on the blood of his fathers and to tear the charter of his own and his children's liberty. Let reverence for the laws be breathed by every American mother to the lisping babe that prattles on her lap. Let it be taught in schools, in seminaries and in colleges. Let it be preached from the pulpit, proclaimed in the legislative halls, and enforced in courts of justice -- in short, let it become the political religion of this nation."
"I know there is a God, and that he hates injustice and slavery. I see the storm coming, and I know that his hand is in it. If he has a place, a work for me--and I think he has--I believe I am ready. I am nothing, but truth is everything. I know I am right, because I know that liberty is right; for Christ teaches it, and Christ is God."
The great emacipator was no enemy to the "Mormon" people. When asked, after his election as president, how he intended to treat the "Mormon" question--which was bothering the politicians as well as the priests--he answered in his quaint, characteristic way: "I intend to treat it as a farmer on the frontier would treat an old water-soaked elm log lying upon his land--too heavy to move, too knotty to split, and too wet to burn. I'm going to plow round it." And he did.
"I do not discuss the tariff, I know that if we buy goods made in America we have the goods and we have the money, and if we buy goods not made in America some one else has our money.”
"This love of liberty which God has planted in us constitutes the bulwark of our liberty and independence. It is not our frowning battlements, our bristling seacoasts, our army, and our navy. Our defense is in the spirit which prizes liberty as the heritage of all men, in all lands, everywhere. Destroy this spirit, and we have planted the seeds of despotism at our very doors."
"Good boys who to their books apply,
Will all be great men by and by."
"I accept all I read in the Bible that I can understand, and accept the rest on faith."
"We have forgotten God!"
"Let us have faith that right makes might, and in that faith, let us to the end, do our duty as we understand it."
We have been the recipients of the choicest bounties of heaven. We have been preserved, these many years, in peace and prosperity. We have grown in numbers, wealth, and power as no other nation has ever grown; but we have forgotten God. We have forgotten the gracious hand which preserved us in peace, and multiplied and enriched and strengthened us; and we have vainly imagined, in the deceitfulness of our hearts, that all these blessings were produced by some superior wisdom and virtue of our own. Intoxicated with unbroken success, we have become too self—sufficient to feel the necessity of redeeming and preserving grace, too proud to pray to the God that made us.
"If it ever reaches us, it must spring up among us. It cannot come from abroad. If destruction be our lot, we must ourselves be its author and finisher; as a nation of freemen, we must live through all time or die by suicide."
"Let [the Constitution] be taught in schools, in seminaries, and in colleges, let it be written in primers, in spelling books and in almanacs, let it be preached from the pulpit, proclaimed in legislative halls, and enforced in courts of justice. And, in short, let it become the political religion of the nation."
"Let the people know the truth, and the country is safe."
"Let none falter who thinks he is right, and we will succeed."
"Let us dare to do our duty as we understand it."
"Bad laws, if they exist, should be repealed as soon as possible; still while they continue in force for the sake of example, they should be religiously observed."
"That the Almighty does make use of human agencies and directly intervenes in human affairs is one of the plainest statements in the Bible. I have had so many evidences of his direction, so many instances when I have been controlled by some power other than my own will, that I cannot doubt that this power comes from above. I am satisfied that when the Almighty wants me to do, or not to do, a particular thing, He finds a way of letting me know it."
"My faith is greater than yours. I not only believe that Providence is not unmindful of the struggle in which this nation is engaged, that if we do not do right God will let us go our own way to ruin; and that if we do right He will lead us safely out of this wilderness, crown our arms with victory and restore our dissevered Union, as you have expressed your belief; but I also believe He will compel us to do right in order that He may do these things, not so much because we desire them, as that they accord with His plans in dealing with this nation, in the midst of which He means to establish justice.
"All that I am or hope to be I owe to my angel mother."
A friend was talking with him regarding the condition of the country, and so on, and made the remark, "I hope that the Lord is on our side." "Well," said President Lincoln, "I do not worry about that at all; I know that the Lord is always on the side of right. What worries me most is to know if we are on the Lord's side."
Property is the fruit of labor; property is desirable, it is a positive good in the world; that some should be rich shows that others may become rich and hence is just encouragement to industry and enterprise. Let not him who is houseless pull down the house of another, but let him work diligently and build one for himself, thus by example assuring that his own shall be safe from violence when built."
"Let every American, every lover of liberty, every well-wisher to his posterity, swear by the blood of the revolution never to violate, in the least particular, the laws of the country, and never to tolerate their violation by others. As the patriots of '76 did to the support of the Declaration of Independence, so to the support of the Constitution and laws, let every American pledge his life, his property, and his sacred honor. Let every man remember that to violate the laws is to trample on the blood of his fathers and to tear the charter of his own and his children's liberty. Let reverence for the laws be breathed by every American mother to the lisping babe that prattles on her lap. Let it be taught in schools, in seminaries and in colleges. Let it be preached from the pulpit, proclaimed in the legislative halls, and enforced in courts of justice -- in short, let it become the political religion of this nation."
"I know there is a God, and that he hates injustice and slavery. I see the storm coming, and I know that his hand is in it. If he has a place, a work for me--and I think he has--I believe I am ready. I am nothing, but truth is everything. I know I am right, because I know that liberty is right; for Christ teaches it, and Christ is God."
The great emacipator was no enemy to the "Mormon" people. When asked, after his election as president, how he intended to treat the "Mormon" question--which was bothering the politicians as well as the priests--he answered in his quaint, characteristic way: "I intend to treat it as a farmer on the frontier would treat an old water-soaked elm log lying upon his land--too heavy to move, too knotty to split, and too wet to burn. I'm going to plow round it." And he did.
212 Degrees
http://www.212movie.com/
At 211 degrees, water is hot. At 212 degrees, it boils.
And with boiling water, comes steam.
And with steam,
you can power a train.
This is the premise behind the 212 mindset... a way to think... a way to act... simple... clear... fundamental to all success.
Once you've etched it into your mind, you'll have a difficult time thinking and acting in any other way. And if you think and act with the 212 mindset, you are absolutely assured wonderful life results.
"Inches make champions."
Vince Lombardi
Hall of Fame football coach
(1913 - 1970)
At 211 degrees, water is hot. At 212 degrees, it boils.
And with boiling water, comes steam.
And with steam,
you can power a train.
This is the premise behind the 212 mindset... a way to think... a way to act... simple... clear... fundamental to all success.
Once you've etched it into your mind, you'll have a difficult time thinking and acting in any other way. And if you think and act with the 212 mindset, you are absolutely assured wonderful life results.
"Inches make champions."
Vince Lombardi
Hall of Fame football coach
(1913 - 1970)
7 thoughts for the New Year [2008]
Insanity is doing the same thing over and over again, but expecting different results. -Albert Einstein
Don’t cry because it’s over, smile because it happened. –Dr. Seuss
Happiness is a habit – cultivate it. –Elbert Hubbard
A mi5take is simply another way of doing things.
–Katherine Graham
I don’t really care if my glass is ½ full, or ½ empty – I’m just happy to have a glass. -Joe Farrell
What lies behind you and ahead of you is not as important as what lies within you.
The best way to predict the future is to create it. –Peter Drucker
Insanity is doing the same thing over and over again, but expecting different results. -Albert Einstein
Don’t cry because it’s over, smile because it happened. –Dr. Seuss
Happiness is a habit – cultivate it. –Elbert Hubbard
A mi5take is simply another way of doing things.
–Katherine Graham
I don’t really care if my glass is ½ full, or ½ empty – I’m just happy to have a glass. -Joe Farrell
What lies behind you and ahead of you is not as important as what lies within you.
The best way to predict the future is to create it. –Peter Drucker
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